The Five Elements of a CGT Cost Base | CGT Valuations
A capital gain is the difference between capital proceeds and the cost base. Most disputes about the gain are really disputes about one of the five elements of the cost base — and element one is where a valuation usually enters the calculation.

The five elements

Section 110-25 of the ITAA 1997 sets out five elements. They are cumulative: the cost base is their sum.

Where the valuation fits

Element 1 is a factual figure when the property was bought on the open market: the contract price. It becomes a valuation question whenever the law substitutes or deems market value — a transfer between related parties, an inheritance of a pre-CGT asset, or a former home first used to produce income under s118-192.

Element 4 can also require valuation input on complex properties, where an apportionment between land and improvements, or between capital and repair expenditure, is contested.

"The first element of the cost base is the total of the money you paid, or are required to pay, in respect of acquiring the asset, and the market value of any other property you gave, or are required to give, in respect of acquiring it."

What cannot go in

Every one of these has been argued to us by a client at some point, and none of them holds.

Cost base, reduced cost base, and indexation

Where the asset is sold at a loss, the reduced cost base applies instead. It excludes element 3 entirely and is adjusted for amounts such as claimed capital works deductions. For assets acquired before 21 September 1999 there is also a choice between the indexation method and the CGT discount — a choice for your accountant, though it affects which cost base figure matters.

None of this changes the valuation. A valuation gives market value at a date; how that figure is used in the calculation is a tax question. But it does explain why your accountant sometimes needs more than one date, or a split between land and improvements.

Questions we are asked about this

Keep reading

A reference table matching each common CGT event to the effective date a valuer must work to. When a pre-CGT asset stays exempt, when it stops, and why 1985 valuations still get commissioned today.
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